The almighty budget...

[DoctorDee]

Hello!

a simple budget is all you need to manage your money successfully. Plan your money - make lists, prioritise, make savings where you can (eat out less, hunt for bargains, buy in bulk!...) and cut out unnecessary luxuries.

This may only be for a while... , but it will be well worth it!

For a quick and easy budget go to the DDUK website
(you can either print /dowload it - click on the link below..

http://www.ddukonline.org/download/DDUKBudgetdebtSheet.xls   

Et Voila! You will be glad you did.

Doctor Dee          <diclass="msgbox">Noilesuploaded!</di>

<diclass="msgbox">Noilesuploaded!</di>

[ryan]

i have made a budget, but I find it so hard to stick to it. If i manage to spend only what I have included in my budget for a week or sometimes 2 weeks, i get sick of not spending anything and end up going mad and splashing out afterwards. What should I do so that I find it easier to stick to my budget?

[DoctorDee]

It sounds link you are making your budget too tight so that there is no room for any treats or spontaneous purchases. WHen drawing up your budget plan, make sure that as well as including the essentials, you work out a certain amount per week/month for unexpected purchases. That way you can still enjoy a little fun and a little spontenaity while ensuring that you still stay within budget. Good luck!